9分雅思图表小作文范文全集之流程图 信用卡购物流程

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9分雅思范文之流程图信用卡购物流程：the diagram below illustrate the process of payment by

credit card.

范文集结：全部15篇9分雅思流程图范文汇总放送

参考范文：

This diagram shows the different stages in the process of making a purchase

with a credit card. We can see that it is a complex transaction with no fewer

than five different parties involved and there are seven different steps until

the merchant receives payment.

The first step is that the customer offers to pay for the goods by credit

card. At that point, the merchant has to request for the payment to be

authorised by the credit card organisation, which must also request

authorisation in turn from the consumer’s bank. Once that authorisation has been

received, the merchant can then release the goods to the customer.

The merchant, however, does not receive the money for the transaction until

it has paid a fee to the credit card organisation. After that has been paid, the

consumer’s issuing bank will transfer the money for the transaction to the

merchant’s own bank, which will then credit the merchant’s bank account with the

amount of the purchase less the credit card fee.(169)